Privacy Policy for LimitKid

Last Updated: January 24, 2025

Thank you for using LimitKid ("we," "us," or "our"). This Privacy Policy explains how we collect, use, protect, and share your information when you use our web application at https://limitkid.top (the "Service").

LimitKid is a family money management application designed to help parents and guardians teach children about financial literacy. By using the Service, you agree to the terms of this Privacy Policy.

1. Information We Collect

1.1 Personal Information from Guardians

We collect the following information from parents and guardians who create accounts:

- Name: To personalize your account and communications
- Email Address: For account authentication, notifications, and important service updates
- Payment Information: To process subscription payments securely through our payment processor (Stripe). We do not store complete payment card details on our servers

1.2 Financial Data About Children

With your consent as a parent or guardian, we collect and store financial information about children in your family space:

- Child's Name: To identify profiles within family spaces
- Child's Photo (optional): To personalize the child's profile
- Transaction Records: Details about income and expenses you log (amounts, dates, categories, notes)
- Savings Goals: Information about financial goals you set up for your child
- Balance Information: Current account balances and spending patterns

This information is entered by parents and guardians and is used solely to provide the financial tracking and education features of our Service.

1.3 Account Activity Data

We collect information about how you use the Service:

- Login information and account activity
- Family space configurations and guardian permissions
- Feature usage patterns to improve our Service

1.4 Technical Data

We automatically collect certain technical information:

- IP address, browser type, and device information
- Web cookies and similar tracking technologies
- Usage statistics and analytics data

2. How We Use Your Information

We use the collected information to:

- Provide and maintain the LimitKid service
- Process subscription payments and manage your account
- Store and display financial data you enter about your children
- Enable multi-guardian collaboration through family spaces
- Send important notifications about account activity and updates
- Provide customer support and respond to your inquiries
- Improve our Service, develop new features, and analyze usage patterns
- Comply with legal obligations and enforce our terms

3. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information or your children's financial data.

We may share information only in these limited circumstances:

- Payment Processing: We share necessary payment information with Stripe to process subscription payments
- Service Providers: We may use trusted third-party service providers to help operate our Service (e.g., hosting, analytics, email delivery). These providers have access only to the information needed to perform their functions
- Family Space Members: Financial data about a child is shared with all guardians you invite to that child's family space
- Legal Requirements: We may disclose information if required by law, court order, or governmental authority
- Safety and Security: We may disclose information to protect the rights, property, or safety of LimitKid, our users, or others

4. Children's Privacy and Parental Rights

LimitKid is designed for use by adults (parents and guardians) to manage their children's financial education.

Important Points About Children's Data:

- We do not collect personal information directly from children
- All data about children is entered by parents or guardians
- The Service is intended for parents/guardians to track financial data about children ages 6-17
- Parents and guardians have full control over their children's financial data
- You can view, edit, or delete any information about your children at any time through your account

Parental Rights:

As a parent or guardian, you have the right to:
- Access all data we have about your children
- Correct or update information about your children
- Delete your child's profile and all associated data
- Control who has access to your child's financial information through family space permissions

To exercise these rights, you can manage data directly in your account or contact us at bartzalewskidev@gmail.com.

5. Data Security

We implement industry-standard security measures to protect your information:

- Encryption of data in transit and at rest
- Secure authentication through NextAuth.js
- Regular security assessments and updates
- Restricted access to personal data by our team

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide the Service.

- Account Data: Retained while your account exists
- Financial Records: Retained while the associated child profile exists
- Deleted Data: When you delete your account or a child's profile, we permanently delete the associated data within 30 days

You can delete your account and all associated data at any time through your account settings.

7. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using the Service, you consent to such transfers.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to:

- Maintain your login session
- Remember your preferences
- Analyze how you use the Service
- Improve functionality and user experience

You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of the Service.

9. Third-Party Services

Our Service integrates with third-party services:

- Stripe for payment processing (see Stripe's privacy policy)
- Google OAuth for authentication (see Google's privacy policy)
- MongoDB Atlas for database hosting (see MongoDB's privacy policy)

We are not responsible for the privacy practices of these third parties.

10. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

- Access: Request a copy of the information we have about you
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your information
- Portability: Request a portable copy of your data
- Objection: Object to certain processing of your information
- Restriction: Request restriction of processing in certain circumstances

To exercise these rights, contact us at bartzalewskidev@gmail.com.

11. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. When we make significant changes, we will:

- Update the "Last Updated" date at the top
- Notify you via email
- Provide notice within the Service

Your continued use of the Service after changes become effective constitutes acceptance of the updated Privacy Policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your data, please contact us:

Email: bartzalewskidev@gmail.com
Website: https://limitkid.top

For data protection inquiries specifically, please include "Privacy Request" in your email subject line.

13. Governing Law

This Privacy Policy is governed by the laws of France, without regard to its conflict of law provisions.

By using LimitKid, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.